Buying Tips
How I Can Help You Buy a Home
Buying a home is an exciting time in one’s life. Making the smart move of choosing a Realtor is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family.
Get started by searching for a home using my property search or contact me directly.
As Your Agent, I Will:
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
- Be more likely to find the home that meets all your criteria
- Lessen the amount of time it will take to find your home
- Understand all the terms, processes and documents used when buying your home
- Have up-to-date market information that will allow you to make informed decisions
- Have a skilled negotiator working on your behalf, one who is committed to looking after your best interests
- Enjoy peace of mind, knowing that all the details of your purchase are being taken care of by an experienced and knowledgeable full time Realtor
Selling Tips
How I Can Help You Sell a Home
Helping find a buyer for your home is only one facet of a real estate professional’s job. There are many more aspects including explaining the basic real estate practices and principles and all the related paperwork, Performing a Comparative Market Analysis (CMA) to help determine your home’s value, helping to prepare your home for sale, listing your home, marketing your home, and keeping you informed throughout the process. When the sale begins, it’s important to work with someone who will assist you with the paperwork, negotiate on your behalf, and make sure deadlines are met.
As Your Agent, I Will:
- Complete a comparative market analysis that will compare your home’s value to that of your neighbors.
- Compile a comprehensive plan detailing all the efforts I will employ to sell your home, including Internet and local media
- Present your home to as many qualified buyers as possible getting your home maximum exposure.
- Help you stage your home and generate curb appeal to ensure you get the highest price (if needed)
- Assist with obtaining offers and help you in negotiating the best deal as smoothly as possible.
- Help you find your next home and answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Closing Costs to Expect:
- Title insurance fees depend on the sales price of the home.
- Commission, County transfer tax and state capital gains tax are the charges that you’ll likely pay for when selling your home.
- Credit to the buyer of unpaid real estate taxes for the prior or current year are variable and depend on when you close and when your taxes are due.
- FHA and VA fees and costs are now negotiable between the buyer and seller.
- Miscellaneous fees can accrue from correcting problems noticed during the home inspection.
- Be more likely to realize the highest return on the sale of your home
- Reduce the number of days your home is on the market
- Become familiar with all the terms, processes and paperwork involved in selling your home
- Have confidence that your home will enjoy exposure to more buyers and agents with qualified buyers
- Receive regularly updated market information that will enable you to make informed decisions
- Have a skilled negotiator working on your behalf
- Have peace of mind knowing that all the details of your sale are being handled properly by a licensed and trained professional
